Credit that moves you forward.

Responsible credit, made simpler.

Check eligibility How it works

Salary-linked repayment

Why Auxilium

Credit should be clear, not complicated.

Three standards shape how we explain, assess and support every loan.

Full cost, before commitment

Rates, fees, tenure and deductions are shown together, not scattered across the journey.

Affordability before approval

Available credit is considered against salary and existing commitments.

Support beyond disbursement

Clear help remains available when questions or repayment issues arise.

Salary Loan

Credit designed around your salary.

For eligible Federal Government employees under the IPPIS MDA scheme.

Auxilium Salary Loan

₦100K–₦2M

Loan range

3–12 months

Flexible tenure

Salary-linked

Repaid from source

Explore Salary Loan

Check eligibility

See if you meet the basic requirements. It takes about a minute.

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Loan calculator

Estimate your repayment and fees before you apply.

Calculate

Application overview

Four application steps.

Check

Confirm the basic requirements.

Continue

Complete your request securely on WACS.

Assess

Affordability and credit review.

Decision

Receive a clear application outcome.

Fraud & security

Protect yourself from loan fraud.

No agent can guarantee approval or request unauthorised payments.

Stay secure

Before you borrow

Know before you borrow.

Understand your loan terms and the full cost before you commit.

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Get started

Ready to move forward?

Check the basic requirements before you apply. It only takes a minute.

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Frequently asked questions

Questions? Start here.

The essentials before you apply. Still unsure? We're here to help.

View all FAQs

Eligible Federal Government employees paid through the IPPIS MDA scheme, with a minimum of 3 years of service and a consistent net salary.

Ready to move forward?

Check your eligibility and take the next step.

Check eligibility