How it works

From application to repayment.

See what happens from the moment you apply to the completion of your loan.

Full loan lifecycle

Six stages after eligibility.

After checking the basic requirements, the Auxilium and WACS journey runs from application to final repayment.

Step 01 · Apply on WACS

Start your application

Sign in or register on WACS, select the Auxilium Salary Loan and complete your loan request.

Step 02 · Verify

We check the basics

Your employment, salary and relevant application information are verified.

Step 03 · Assess

Your application is reviewed

Auxilium assesses your eligibility, repayment capacity and relevant credit information.

Step 04 · Decision

You receive a decision

Your application is approved or declined based on the completed assessment.

Step 05 · Disbursement

Approved funds are processed

For approved applications, WACS processes the loan for disbursement after applicable upfront charges.

Step 06 · Repayment

Repay according to your terms

Repayments are deducted from source according to the loan terms you accepted.

This sequence reflects the documented Auxilium / WACS operating flow. Applications remain subject to eligibility and credit assessment.

Ready to get started?

Check the basic requirements first. Potentially eligible applicants can then continue securely to WACS.